Underwriting
See the risk across your entire portfolio - from day one.
Built for personal and commercial lines.
Geotechnical risk doesn’t distinguish between personal and commercial property. But the losses can be significant:
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Average private property claim - $100K
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Data center or major warehouse claim - $35M
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Commercial high-rise claim - $120M
And that's before operation shutdown.
Caelus makes this risk visible before it becomes a loss - enabling better risk selection, stronger portfolio quality, and improved loss ratios.
Know what you’re underwriting - before you bind it
Portfolio intelligence
See risk across your entire book from day one with risk assessment for the year ahead
Better risk
selection
Differentiate which properties carry greater risk - and underwrite with greater confidence
Improved
loss ratio
Build a higher-quality portfolio by identifying and managing risk before it turns into claims
Explore case studies
Subsidence - $120M Losses · 2023 ·
San Francisco's Millennium Tower faced settlement and tilting issues from 2016 to 2023, leading to a $120 million perimeter-pile foundation reconstruction starting in 2023.
Caelus's analysis revealed instability signs about 36 months prior to the reconstruction, highlighting a clear trend.
